Some experts say the recession has changed how debt should be viewed By Marcia Frellick Does “Good” Debt Still Exist? Many people now question whether “good” debt still exists. Financial experts disagree, but most agree that today’s economy has changed how we should view debt. For years, people divided debt into two groups. Mortgages and […]

Considering Debt Settlement? Expect a 1099 at the end of the year that the settlement is completed. This fact is given to anyone who calls and inquires about debt settlement vs a Debt Management Program. It always manages to get an astonished: “I did not know that!” Yes, The IRS treats your settled debt as income, thus […]

A New Year, A Fresh Financial Start The New Year often brings resolutions. Most people focus on eating better or exercising more. Financial goals deserve the same attention. Small Spending Adds Up Fast Last semester, I often visited the campus bagel shop. I bought a bagel, a smoothie, or both. Each time, I told myself […]