Considering Debt Settlement? Expect a 1099 at the end of the year that the settlement is completed. This fact is given to anyone who calls and inquires about debt settlement vs a Debt Management Program. It always manages to get an astonished: “I did not know that!” Yes, The IRS treats your settled debt as income, thus […]

A New Year, A Fresh Financial Start The New Year often brings resolutions. Most people focus on eating better or exercising more. Financial goals deserve the same attention. Small Spending Adds Up Fast Last semester, I often visited the campus bagel shop. I bought a bagel, a smoothie, or both. Each time, I told myself […]

The New Year often inspires people to set goals. Many choose to eat healthy or exercise more. But financial resolutions matter just as much. Setting money goals can improve your life in the long run. A Simple Spending Habit That Adds Up Last semester, I often visited a campus bagel shop. I would buy a […]