The New Year often inspires people to set goals. Many choose to eat healthy or exercise more. But financial resolutions matter just as much. Setting money goals can improve your life in the long run. A Simple Spending Habit That Adds Up Last semester, I often visited a campus bagel shop. I would buy a […]

How New Credit Card Rules Change Credit Score Strategies Credit card rules have changed in recent months. As a result, some long-standing advice about building and protecting credit no longer works the same way. While basic habits still matter, card issuers now operate under new regulations and profit pressures. Consumers must adjust their strategies to […]

How the Credit CARD Act Affects You The impact of the Credit CARD Act depends on the type of credit card you carry. At the same time, the economic slowdown has forced card issuers to rethink their strategies. As a result, almost every credit card user will notice some changes. Below is a breakdown of […]