It is impossible to turn on the news without hearing about income disparity and how the rich are getting richer and the poor poorer.  With more Americans than ever receiving some sort of government assistance and many living in debt, the gap between the rich and poor is ever growing. For many of us, we […]

Talking to your spouse about money and the household finances can often times be tough especially if you are having financial problems or living paycheck to paycheck.  …but as hard as it is, you must be able to talk to your spouse about your finances. Differences over money is often the number one cause for […]

“No Interest for 90 Days!”  …”No Payments for 12 Months!” For some, this is the best sounding advertisement they have ever heard.  “So I can get the new furniture that I’ve always wanted, and won’t have to pay for it for a whole year?”  Sounds great right?  …Wrong! Deferred interest and payments can be a […]