The first step on the road to effectively managing your credit card debt is understanding it. We look at our credit card statements, see our current balance and annual percentage rate, but we don’t always know how long it will take to pay off our credit card debt, or the true cost of paying off […]

Summer can be a great time to earn extra money that you can use to pay down your debt or set aside for a rainy day. Looking to get started? Here are five easy ways to make a little extra money over the summer. 1. Get A Summer Job Even if you already have a […]

We’ve all experienced it at one time or another – something breaks, is no longer usable, or costs more money than we currently have on hand. So what now? Where are those extra funds supposed to come from? Is this the time to dip into the emergency fund, or should you start a savings account so […]