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Deficiency After Surrendering a Home

I FILED A CHAPTER 7 WHEREBY I SURRENDERED MY HOME. THE HOME HAS GONE TO SHERIFF SALE BUT THE CREDITOR IS PURSUING  ME FOR THE DEFICIENCY.  CAN YOU HELP ME? Under section 11 USC 524 (a)(2), an order discharging a debt in a bankruptcy case “operates as an injunction against the commencement or continuation of an action, […]

How Does the Change of Exemptions and Chapter 13 Debt Limits Help Me With My Bankruptcy Filing?

On April 1, 2019, the US government updated the Federal Register with new bankruptcy exemptions and Chapter 13 debt limits. Changes That Were Made Some examples of the changes are: the homestead exemption increased from $23,675 to $25,150 and the  wild card exemption increased from $1,250 to $1,325, plus the unused homestead exemption from $11,850 […]

9 Financial Do’s and Dont’s When Going Through a Divorce

Whether you’re in the midst of a super nasty divorce or an amicable one, divorce is exhausting and emotionally draining. It’s overwhelming and time-consuming. And it sure can be expensive. To soften the financial blow, there are a few things that you should consider doing—and not doing—when going through a divorce. 1. DO Get a […]

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