What is Credit Counseling? Credit counseling is a consultation with a certified professional that could help you find the right debt relief solution for you. If you feel overwhelmed by debt, a credit counselor can analyze your financial situation, help you get a clear picture of the root of your financial issues, and create a […]

Having zero credit card debt is far better than having no credit card debt at all. However, having a small, consistent amount may be, surprisingly, good for your credit score. You see, lenders are looking for responsible credit card usage. If they can see you having consistent, timely payments, you are less risky to lend […]

Have you ever found yourself short when paying the monthly bills? Has your credit card company recently raised your minimum payment and/or raised your interest rate sky high (watch for it, it’s coming like inflation)? Have you found yourself making regularly healthy payments to the credit card company only to see that the balance just […]