FHA Launches Short Refinance Program for Underwater Homeowners The Federal Housing Administration (FHA) has launched a new refinance option to help underwater homeowners. This program supports borrowers who owe more on their mortgage than their home is worth. The goal is simple. It helps responsible homeowners refinance into safer mortgage loans. What Is the FHA […]

How Simple Living Helped One Couple Escape Debt The recession changed how many people view money and possessions. While most people made small adjustments, one couple chose a permanent lifestyle change. Tammy Strobel and her husband, Logan Smith, decided to simplify their lives. Their choice transformed both their finances and their happiness. A Challenge That […]

Everyone knows that a trip to the emergency room can cost a pretty penny. But what if you could get you could get a discount form the hospital? You can!! According to a survey done by the Consumer Reports National Research Center, only 31% of Americans have attempted to negotiate lowering their bill even though […]