This is a guest post from Joe Plemon from Plemon Financial Coaching who authors the blog Personal Finance by the Book. “Geraldine”, a sassy lady portrayed by the late Flip Wilson, answered her husband thusly when he demanded an explanation for yet another new dress: “The Devil made me do it! I was walking down […]

Well, it’s that time of the year again. The end of 2009 approaches, and a new year will soon begin. If you’re anything like me, then you’ve probably made some pretty generic New Years wishes in the past like “I’ll try to be healthier” or “I won’t procrastinate anymore”. There’s nothing wrong with making those […]

If you own a Bank of America credit card, then you are likely aware of the fact that the bank has changed (and is continuing to change) its credit card policies due to the passage of Congress’s Accountability, Responsibility, and Disclosure (CARD) Act of 2009, which takes effect in February 2010. It would be in […]