The recession is putting stress on families all over the country, but what you may not know is that it is affecting your kids and their behavior. Although children are supposed to be carefree, seeing the worry and stress of their parents can take a major toll on them. In one Ohio school, ten year […]

The “hardest hit” program is for unemployed and underemployed homeowners. The money can be used to make mortgage payments for up to 18 months or to make a delinquent loan current. It goes directly to the lenders and does not need to be paid back unless the home is sold within five years or the […]

Considering Debt Settlement? Expect a 1099 at the end of the year that the settlement is completed. This fact is given to anyone who calls and inquires about debt settlement vs a Debt Management Program. It always manages to get an astonished: “I did not know that!” Yes, The IRS treats your settled debt as income, thus […]