A Bill on the floor of Congress proposes to amend the Fair Credit Reporting Act with respect to the responsibilities of furnishers of information to consumer reporting agencies.  The Bill would change the way credit scores are calculated—to include non-loan payments such as rent, utility and cable bills.  The Bill seems to be gaining momentum […]

The same question comes up every year at this time… “Should I file my taxes early?” The IRS started accepting and processing federal tax returns, for tax year 2013, on January 31st.  Like most things, there are pros and cons.  Let’s take a look at some good and bad things when it comes to filing […]

For most people it makes no difference who is playing in the Super Bowl, it’s all about the party!  We are going to explore some ideas that will make sure you throw a Super Bowl party of epic proportions: Seating – there are going to be those die-hard fans that once the game starts, are […]