Finance plays a major role in our daily lives. Yet, many people still struggle to manage money wisely. As a result, debt has become a common problem for households today. Over the past few years, financial pressure has increased. Job losses continue, and many homes still face repossession. Because of this, people are losing not […]

Bank of America Credit Card Changes: What You Should Know If you own a Bank of America credit card, you may have noticed recent policy changes. These updates relate to the Credit CARD Act of 2009, which takes effect in February 2010. Bank of America has already started adjusting its credit card terms to comply […]

Is “Good Debt” Really Good? We often hear this advice: never go into debt for things that lose value. Credit cards, appliances, and gadgets usually fall into this category. Over time, people labeled them as bad debt. At the same time, many believe two types of debt are good debt. These include home loans and […]