Disposable Income Once you have a realistic budget the next step is to take an no non-sense view of your current financial situation and to start a plan that will ease your financial woes. The following is a tutorial on how to gauge your financial well-being based on your budget. If you have not already completed a budget form please […]

A credit card is an extremely common way to secure an emergency source of cash, earn miles for travel, or build credit for future purchases, including a car or home. However, nothing’s more stressful than getting stuck with multiple credit cards with varying balances and added pressure from collectors. In such cases, it’s best to […]

A credit card allows consumers to purchase goods and services by borrowing money from the issuer. After borrowing money, the consumer pays it back in full or monthly installments. While getting a credit card offers convenience, if the consumer’s credit card debt is out of hand, they may require help with credit card debt.   Options […]