I FILED A CHAPTER 7 WHEREBY I SURRENDERED MY HOME. THE HOME HAS GONE TO SHERIFF SALE BUT THE CREDITOR IS PURSUING  ME FOR THE DEFICIENCY.  CAN YOU HELP ME? Under section 11 USC 524 (a)(2), an order discharging a debt in a bankruptcy case “operates as an injunction against the commencement or continuation of an action, […]

On April 1, 2019, the US government updated the Federal Register with new bankruptcy exemptions and Chapter 13 debt limits. Changes That Were Made Some examples of the changes are: the homestead exemption increased from $23,675 to $25,150 and the  wild card exemption increased from $1,250 to $1,325, plus the unused homestead exemption from $11,850 […]

For some, the prospect of buying a house after bankruptcy can seem unlikely. However, it is possible to purchase a home for yourself and your family. It simply requires patience, planning, and the right help. Here are some tips to get you started. 1. Build Credit We’ve discussed some of the strategies to improve your […]