The Power of Saving Just $5 a Day This story comes from one of our favorite bloggers at No Credit Needed. It shows how small actions can lead to big results. In 2005, while working hard to get out of debt, the blogger tried a simple experiment. Every day for one month, he sent just […]

You’re Saving Again — That’s a Win Give yourself some credit. Government data shows that many Americans have reduced debt, cut spending and increased savings since the financial crisis. In fact, personal savings have reached the highest level in years. Now comes the next challenge. How do you use those savings wisely? Where Should Your […]

Cash vs Credit: Start With a Budget Whether you follow Dave Ramsey or are learning from past money mistakes, one truth is clear. Credit cards often lead to more spending. You probably already know that a budget plays a key role in controlling expenses. Both cash and credit cards have benefits and drawbacks. However, neither […]