Cash vs Credit Cards: What Really Controls Your Spending? Whether you follow Dave Ramsey or you are trying to recover from past money mistakes, one truth remains the same: credit cards often encourage people to spend more than they planned. By the time someone reaches this discussion, they usually understand how important budgeting is. A […]

A few days ago, I had lunch with an individual who is considering hiring me to give a multi-hour seminar to a business convention on personal finance. This person knows me from the local community and is a reader of The Simple Dollar and he felt that I might be the right person to give […]

Simple Ways to Save Money Without Feeling Deprived Most people today struggle with two things: time and money. Because of this, saving money often feels difficult or even impossible. However, with a few small habit changes, you can start cutting costs without sacrificing your quality of life. The key is awareness, patience, and smart choices. […]