DebtHelper.com Blog

Nominal Interest Rate vs. APR Citibank Account

By , Posted on Jul 27, 2009
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Quite recently people have been seeing the nominal interest rate on their credit card statements which is usually lower than their annual percentage rate due to the need for certain fee disclosures. The nominal interest rate is your rate on your credit card. The annual interest rate, if higher, usually is because of a fee...

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Saving Food Dollars

By , Posted on Jul 21, 2009
Debt. Savings

Before you go food shopping, here are some things to think about. * Did you make out a list? Many times, if you are organized you can save money by not throwing items into the cart that you don’t need. Going with a well thought out list will keep you organized and disciplined on your...

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Worst Cities for Credit Card Debt

By , Posted on Jun 05, 2009
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http://abcnews.go.com/Business/story?id=7727426&page=1 Miamians Owe More to Credit Card Companies Than Anyone in U.S. By LAUREN SHERMANForbes.comJune 2, 2009— Gone are the days when Americans didn’t think twice about splurging on a second pair of Italian-made leather brogues, a flat-screen TV for the bathroom or a new made-to-measure suit for the office. A new bill passed by...

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The Credit CARD Act of 2009 becomes Law

By , Posted on Jun 02, 2009
Debt. credit card

The President signed into law H.R. 627 (“The Credit CARD Act of 2009”) as Public Law 111-024. The law provides, in part: “Section 201(1) IN GENERAL.-Not later than 6 months after the date of enactment of this Act, the Board shall issue guidelines, by rule, in consultation with the Secretary of the Treasury, for the...

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