A Non-Profit Organization

Here’s How the Management Plan Works


Talk to a Credit Counselor

First, you’ll have a one-on-one counseling call with one of our Certified Credit Counselors to find out if you qualify for the program.

Find Out What You Can Save

If you qualify for the Debt Management Program, we’ll talk to your creditors and get you on a personalized, affordable plan with the lowest interest rates possible. As of May 2019, we help to lower our clients’ interest rates from an average of 32% to just 4.97%.



Get On the Road to Debt-Free

Once we negotiate interest rates with your creditors, we’ll consolidate your credit card debt, so you only have one low monthly payment to make. As of May 2019, we lower our clients’ monthly payment from an average of $1,401 to $810. Depending on how much debt you have, your monthly payment could be much lower.

About DebtHelper.com

DebtHelper.com is a 501(c)(3) nonprofit company devoted to helping people better manage their finances and get out of debt. We’re certified, state licensed, HUD licensed, bonded and insured to provide quality debt management services.
For the past 20 years, DebtHelper.com has been a part of the Financial Counselors Association of America (FCAA). The FCAA is recommended by the Consumer Protection Bureau (CFPB), a government agency that’s essentially the “police agency” for financial products and services.
Through our Debt Management Program, we’ve helped people with over $93,000 in credit card debt become 100% debt-free. And we’ve helped over 15,000 families get out of credit card debt.

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