A Non-Profit Organization
CCMS teams up with affiliates we call Partners. These are industry providers who provide slew of expert level of resources to assist families. Examples include governments, attorneys, lenders, businesses and other non-profit organizations.
If you are looking to make your Federal student loans more affordable, get them current and keep them in a current status, call us today 1-800-920-2262 or fill out the form in the upper right sidebar to schedule your personalized counseling session.
CCMS Partners are those who provide a Product, Service or Membership .
Membership helps govern quality and integrity.
CCMS meets the highest standards demanded by industry, clients and
regulators.
CCMS Sponsors are those who have provided CCMS gifts of monetary
donation or in-kind donations.
Sponsors may include: Citibank Wells Fargo, Capital One, Discover, JP Morgan Chase, Bank of America, BB&T, Fannie Mae, PNC, NeighborWorks, National Council on LaRaza , TD Bank, HUD, Home Depot and others. Sponsors provide CCMS assistance with program related expenses.
Next, as a member of the Financial Counseling Association of America (FCAA), CCMS follows a strict Code of Practice. Membership requires CCMS, in summary, to:
Have an annual independent financial audit
Provide certified credit counselors
Pass an annual ISO 9001 process audit
CCMS is Audited by Bureau Veritas (BVI) to assure its commitment to integrity.
Moreover, ISO certification takes hard work, lengthy preparation and enduring commitment. CCMS believes, by facing the toughest standards, it can uphold public trust and confidence.
In addition, CCMS Credit Counselors are required to be certified by an independent certifying organization. CCMS counselors are Certified Debt Management Professionals (CDMP).
Reverse mortgage counselors are Exam Qualified by the HUD-HECM Network. Subsequently, Housing Counselors are also certified through the United States Department of Housing and Urban Development.
Last, but not least, you can click and go directly to the BBB Reliability page to view CCMS’s report. CCMS is an A+ rated member of the Better Business Bureau.
