We Have an A+ Rating with The Better Business Bureau!
Get a FREE debt consultation by one of our Certified Debt Management Professionals Today
Debthelper partners with those who create opportunities for people to live in affordable homes, improve their lives and strengthen their communities. Debthelper.com is ISO: 9001 Certified as audited by BVI, is licensed, bonded, and insured to provide quality debt management services as governed by its Code of Practice and Best Practices through its membership with FCAA, the Financial Counseling Association of America.
Debthelper.com is a nationwide company and a member of the Florida Housing Coalition and the NCHA National Housing Counseling Association. Our company adheres to the NISHEC National Industry Standards for Homeownership Education and Counseling and partners with the FHF Florida Housing Finance Corporation.
Debthelper.com is a proud member of the Southeast Florida Better Business Bureau and boasts an A+ rating with the agency.
Hear from Jason on his experience with DebtHelper
Financial Management
Budgeting and Spending Plan Counseling
Home Equity Conversion Mortgage Counseling
Student Loan Consolidation Assistance
Debt Management Programs
Pre-Filing Credit Counseling for Bankruptcy (Pre-petition/ Course 1)*
Pre-Discharge Debtor Education Courses, also known as Personal Financial Management Instructional Courses, for Bankruptcy (Course 2)*
Life After Bankruptcy – Credit Analysis
Credit Report Education One-on-One Counseling (offering a broad view of what you should look out for on your credit report)
Mortgage Delinquency and Default Resolution, Loss Mitigation
Resolving and Preventing Mortgage Delinquency Workshops
Pre-Purchase Homebuyer Counseling
Pre-Purchase Homebuyer Education Workshops
Financial, Budgeting and Credit Education Workshops
Custom Tailored Financial Life Skills Training Workshops
Employee Assistance Financial Life Skills Training Workshops
Student Loan Consolidation Guidance
Affordable Housing Renovation and Purchase Opportunities
And More Financial Rescue Options
Disclaimer:*Approved to issue certificates evidencing completion of credit counseling or a personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of the Providers services
Here's How the Plan Works
The first step in getting on a management plan is a one-on-one credit counseling session with our Certified Credit Counselors. CCMS will help you look through your finances and analyze your spending and saving patterns. This allows us to understand how you're accumulating liabilities and how you can create a balanced household budget.
If we agree that it's right for you, we will contact your creditors and help you establish a debt management plan. CCMS works with your creditors to lower your interest rate to their pre-established industry guidelines and let you pay off your credit card bills on a fixed monthly schedule.
Most Management Plans take from three to five years to complete. Instead of paying multiple creditors, you simply send us one monthly payment, and we make sure that your creditors are paid. At the end of the payment period, your card liabilities are paid in full.
A Management Program is designed to allow you to:
Debthelper.com will contact your lenders to set up repayment plans of three to five years or less, provide payments you can afford, and relieve you from harassing creditor calls. If you have more than one loan, Debthelper.com can consolidate all your loan payments into one lower monthly payment that will be distributed to each of your lenders.
Interest rates are the cost of borrowing money. Because credit scores represent how likely you are to pay off a loan, higher scores signify less risk for lenders, meaning your cost for borrmain-paragraphwing money is lower.
Your annual percentage rate (APR) is also directly linked to your creditworthiness. The higher your credit score, the lower your APR will be, and vice versa.
There are plenty of reasons we can fall into credit card problems, and it’s not always about our spending habits. Loss of job, loss of income, divorce, medical bills, and other unexpected emergencies can drive us to use our credit cards more than we’d like. Soon we find ourselves struggling with credit card bills, finding it harder and harder to make the minimum payments.
Making the minimum payments isn’t a solution. Even if you never use a card, it can take between 15-25 years to pay off a credit card balance when you’re only making minimum payments.
if you’re ready to take positive steps to get your credit card bills under control and pay off your balances, a Non-Profit Debt Organization Management Plan in Florida might be for you.
Assume that you have $10,000 in total credit card bills, averaging 25% interest. If you pay the monthly minimum of about $300/month, it will take about 31 years to pay off the balance. You will have paid about $21,953. This ends up to be over double what you borrowed!
With this plan's help, those numbers look way different: with $10,000 in credit card bills, you could be set up with about 5% interest. Your payments could be about $200 a month for 57 months, and then, you are paid in full. Instead of paying double, you save roughly $10,700 in interest!!!*.
Let Us Help
You may be able to save hundreds of dollars by paying off debts five times faster, trust DebtHelper to be your guide. Give us a call today to get started!
Toll Free: (800) 920-2262
Phone: (561) 472-8000
Fax: (866) 561-2622
Email: Counseling@DebtHelper.com
Copyright © 2021 DebtHelper. All Rights Reserved. We do not lend money.
Designed and Maintained by Digital Resource