It’s hard to find a retail store these days that do not offer a customer rewards card or some sort of rewards program.  In case you are unaware of these customer rewards programs and just instinctively decline the cashier’s offer to join, let’s take a look at how a rewards program works. In general, a […]

If you are like most of us, saving money anywhere you can is important.  One place where we spend a majority of our hard-earned money is at the grocery store. Don’t fear, it is possible to stick to a food shopping budget without making Ramen Noodles your only meal. My wife and I have been […]

Photo by Michael “Mike” L. Baird So you want to get in shape, but either don’t want to, or can’t afford to, join a gym… What to do? Well, the answer is right there at home! But is it possible to get a good workout without leaving your house?  You betcha!   The following are […]