When monthly bills pile up, making only the minimum payment on your credit card can feel like a relief. It keeps your account active, avoids late fees and seems like a manageable way to stay on track. But beneath this convenience lies a silent financial trap one that millions fall into without realizing how dangerous […]

This credit card quiz provides consumers with information to help them understand their credit card debt.

Starting a Debt Management Plan is more than just a way to pay down your credit card debt. It’s a learning experience. It requires you to rethink your approach to spending and saving, and gives you the tools you need to take control of your financial future. But beyond that, there are other valuable and […]