We all want to reduce our debt and reach our savings goals. But how long should it take? As much as we’d like to be debt free sooner rather than later, trying to pay down debt too quickly can leave you with nothing in reserve, which only continues the cycle of debt. On the other […]

For many Americans, January is the most dreaded month for receiving credit card statements. If you have made the unfortunate mistake of giving your credit cards an extreme workout over the Holiday Season, you are about to start feeling the consequences of your spending actions. Early in December, thirty-eight percent of all consumers said they […]

Photo Credit: reynermedia via Compfight cc Prepaid credit and debit cards have no doubt gained popularity in America.  Offering the look and function of a bank debit card without the bank. Americans spent about $65 billion on prepaid debit cards in 2012 according to CNBC, and that number has risen each year since. For many, […]