A Bill on the floor of Congress proposes to amend the Fair Credit Reporting Act with respect to the responsibilities of furnishers of information to consumer reporting agencies.  The Bill would change the way credit scores are calculated—to include non-loan payments such as rent, utility and cable bills.  The Bill seems to be gaining momentum […]

When purchasing a new car, one of the most common offers you’ll hear at the dealership is an extended warranty. It usually sounds appealing—protection beyond the manufacturer’s coverage for unexpected repairs. But the real question is: is it worth the money, or just another sales trick? What is an Extended Warranty? An extended warranty, sometimes […]

The same question comes up every year at this time… “Should I file my taxes early?” The IRS started accepting and processing federal tax returns, for tax year 2013, on January 31st.  Like most things, there are pros and cons.  Let’s take a look at some good and bad things when it comes to filing […]