For most of the country this month marks the winding down of a long, cold winter and the introduction of spring.  Many Americans have suffered the result of the brutal winter by an increase in heating costs and other expenses related to enduring the extended record cold weather. If you control your spending based on […]

Credit card companies are known for tempting us with juicy offers that usually sound too good to be true… and likely are.  Even if you have a credit card or twelve, credit card companies have all kinds of tricks to run up your bill and separate you from your money. Here are some of the […]

There are new mortgage rules that went into effect on January 1st of this year.  These new rules are designed to take a “back-to-basics” approach to real estate financing.  According to Richard Cordray, director at the Consumer Financial Protection Bureau (an independent federal agency responsible for regulating financial protection for consumers), these common sense rules […]