It’s the time of the year when kids all across the globe are busy making their Christmas list with hopes that Santa will bring less underwear and socks than games and toys.  But if your kids are anything like mine, it would take winning the lottery or at least a second mortgage, for us to […]

Christmas can be the source of wonderful memories for your kids… for years to come.  This doesn’t usually just happen by itself, some planning on your part is required. It is possible to make the nearly the entire month of December a memorable event that your kids, and family, will remember for years to come, […]

We all want our homes to festive for the holiday season but if you are not careful, decorating for the holidays can put you on the naughty list financially if you are not careful. You don’t need a lot of cash to make you home a virtual Christmas wonderland as long as you stick to […]