A thriving emergency fund is an essential piece of a healthy financial picture. You’ve heard this a million times before. The basics of emergency funds have been covered in depth. We’re used to hearing discussions on why they’re important and how large they should be. But do you know what we don’t hear much about? […]

14 months ago, my wife and I were destined for conformity. Courtney had just graduated college, and I was starting to see some early success in small business and real estate. We had just celebrated our first wedding anniversary and were looking forward to the birth of our first child. We had began looking for […]

Your ability to get future credit is based on your past and current experience. • Do you pay your bills on time? On time payments represent 35% of your credit score, the largest single factor considered by the credit bureaus. The ability and willingness to pay on time tells any future creditor that you are […]