Make This New Year’s Resolution Different

It’s that time of year again. As 2009 comes to an end, a new year is about to begin. Many people make the same New Year’s resolutions every year. Common ones include promises to be healthier or stop procrastinating. While these goals sound good, they often fade when life gets busy.

This year, try a different approach.

Focus on Small and Specific Goals

Instead of making big and vague promises, choose something clear and positive. For example, rather than saying, “I won’t procrastinate anymore,” say, “I will finally take someone special out.” Small goals feel more achievable and motivating.

You can also focus on daily habits. Pay bills as soon as they arrive. Spend five minutes each day talking with your spouse or children. Stay connected with the people around you. As the saying goes, Carpe Diem—seize the day.

Take Action During Difficult Times

If you are dealing with debt, health issues, or another crisis, taking action matters even more. Start by getting help. A free credit counseling agency, such as debthelper.com, can guide you through your options.

Students can also explore government aid programs like FAFSA. Beyond finances, small acts still matter. Help your spouse at home, support a roommate, or plan a simple day out with your child. These efforts can lift stress and create positive change.

Keep Your Resolution Simple

Trying to fix everything at once often leads to failure. Instead, choose one or two clear goals. Keep them realistic and focused. A simple resolution can create momentum and lead to bigger improvements over time.

You have the power to create change in your own life. Start small, stay consistent, and make this New Year count. Seize the day.

Have a Happy New Year!