The holidays are here, and with them comes the urge to spend. In fact, the average consumer can easily spend $1000 or more on the holidays. The problem is, if you’re using your credit cards or dipping into savings to pay for everything, you may find yourself with a lot of extra debt in 2021....
The holidays have arrived and with them all the joy, fun, family and stress of the season. With the holidays also comes the tendency to overspend. Whether you’re on a budget or trying to cut back, it’s still possible to have a fun and meaningful holiday season without breaking the bank. Here are 5 tips...
Once you’ve reviewed your credit report, and determined that there are errors, you have the ability to dispute them under the Fair Credit Reporting Act. To take advantage of all your rights under this law, it’s up to you to contact the credit reporting company and request that they investigate. Here are five steps you...
Credit reporting agencies build their reputation on their ability to present creditors with accurate, up-to-date information. However, they are usually working from public databases and other sources that may not be up to date, or may have incomplete information. This is why it’s always a good idea to review your credit report to make sure...
