States give you a marriage license and credit cards are regulated federally. Thus the credit card companies are not bound by your divorce decree.

By , Posted on Aug 29, 2009

Divorce is a very tough thing. It is important that you understand that the state that you live in issues your wedding license and the credit card company which holds your debt is usually a national bank. The credit card company often is not bound by your divorce decree, thus it is important that you do the following when getting divorced.

1. Close all joint accounts. You can close the account if you are listed on the account. Often you cannot remove yourself from joint accounts, so it is important that you close all these accounts immediately.

2. Send a statement of your divorce (50 words)to the credit reporting agencies. You can usually add a statement to your report. This will insure that if your spouse tries to open an account the attempt may be thwarted.

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