Affiliates, Partners Sponsors and Memberships.

CCMS teams up  with affiliates we call Partners. These are industry providers who provide slew of expert level of resources to assist families. Examples include  governments, attorneys, lenders, businesses and  other non-profit organizations.








Affiliates, Partners, Sponsors

Credit Card Management Services Dba Debthelper (CCMS) is pleased to be connected with affiliates it calls Partners. CCMS is proud to be supported by organizations to help  meet client needs.

  • CCMS Partners are those who provide a Product, Service or Membership .
  • Membership helps govern quality and integrity.
  • CCMS meets the highest standards demanded by  industry,  clients and regulators.
  • CCMS Sponsors are those who have provided CCMS gifts of monetary donation or in-kind donations.

Sponsors may include: Citibank  Wells Fargo, Capital One, Discover, JP Morgan Chase, Bank of America, BB&T, Fannie Mae, PNC,  NeighborWorks, National Council on LaRaza , TD Bank, HUD, Home Depot and others. Sponsors provide CCMS assistance with program related expenses.


Next, as a member of the Financial Counseling Association of America (FCAA),  CCMS follows a strict Code of Practice. Membership requires CCMS, in summary, to:

  • Have an annual independent financial audit 
  • Provide certified credit counselors
  • Pass an annual ISO 9001 process audit

CCMS is Audited by Bureau Veritas (BVI) to assure its commitment to integrity.

Moreover, ISO certification takes hard work, lengthy preparation and enduring commitment. CCMS believes, by facing the toughest standards, it can uphold public trust and confidence.


In addition, CCMS Credit Counselors are required to be certified by an independent certifying organization. CCMS counselors are Certified Debt Management Professionals (CDMP).

Reverse mortgage counselors are Exam Qualified by the HUD-HECM Network. Subsequently, Housing Counselors are also certified through the United States Department of Housing and Urban Development.


Last, but not least, you can click and go directly to the BBB Reliability page to view CCMS’s report.  CCMS is an A+ rated member of the Better Business Bureau.

Learn more about counseling benefits here.


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